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	<title>Mortgage Explained &#187; mortgages</title>
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		<title>United States Department of Housing and Urban Development</title>
		<link>http://mortgage-explained.com/general/united-states-department-of-housing-and-urban-development/</link>
		<comments>http://mortgage-explained.com/general/united-states-department-of-housing-and-urban-development/#comments</comments>
		<pubDate>Wed, 28 Apr 2010 13:09:46 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[housing]]></category>
		<category><![CDATA[HUD]]></category>
		<category><![CDATA[mortgages]]></category>
		<category><![CDATA[United States Department of Housing and Urban Development]]></category>

		<guid isPermaLink="false">http://mortgage-explained.com/?p=185</guid>
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The United States Department of Housing and Urban development is a cabinet department in the executive branch of the United States Federal government and is also abbreviated to HUD. Founded in 1965, the department was part of the “Great Society” program of President Lyndon Johnson and aimed to develop and execute policies on housing and [...]]]></description>
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		<title>What Is Refinancing?</title>
		<link>http://mortgage-explained.com/basics/what-is-refinancing/</link>
		<comments>http://mortgage-explained.com/basics/what-is-refinancing/#comments</comments>
		<pubDate>Mon, 01 Feb 2010 17:35:55 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Basics]]></category>
		<category><![CDATA[home equity]]></category>
		<category><![CDATA[mortgages]]></category>
		<category><![CDATA[refinancing]]></category>
		<category><![CDATA[second mortgage loan]]></category>

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Refinancing refers to the replacement of an existing debt obligation with a debt obligation comprising of different terms. The most widespread consumer refinancing is for a home mortgage.

If the substitution of debt takes place under financial suffering, it is instead called debt restructuring. Refinancing can change the monthly payments payable on the loan either by [...]]]></description>
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		<title>Freddie Mac: Need and Greed</title>
		<link>http://mortgage-explained.com/general/freddie-mac-need-and-greed/</link>
		<comments>http://mortgage-explained.com/general/freddie-mac-need-and-greed/#comments</comments>
		<pubDate>Wed, 27 Jan 2010 17:53:01 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[federal home loan Mortgage corporation]]></category>
		<category><![CDATA[FHLM]]></category>
		<category><![CDATA[freddie mac]]></category>
		<category><![CDATA[mortgages]]></category>

		<guid isPermaLink="false">http://mortgage-explained.com/?p=131</guid>
		<description><![CDATA[
The Federal Home Loan Mortgage Corporation or Freddie Mac as it is called is a government backed enterprise in the United States. The main function of Freddie Mac is to deal in the secondary mortgage market by offering mortgage backed securities to investors in the open market. Freddie Mac allows an increase in the supply [...]]]></description>
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		<title>Types Of Foreclosures</title>
		<link>http://mortgage-explained.com/basics/types-of-foreclosures/</link>
		<comments>http://mortgage-explained.com/basics/types-of-foreclosures/#comments</comments>
		<pubDate>Tue, 26 Jan 2010 19:11:00 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Basics]]></category>
		<category><![CDATA[foreclosures]]></category>
		<category><![CDATA[mortgage sale]]></category>
		<category><![CDATA[mortgages]]></category>
		<category><![CDATA[Types Of Foreclosures]]></category>

		<guid isPermaLink="false">http://mortgage-explained.com/?p=107</guid>
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A foreclosure is a legal proceeding in which the lender, who is usually the lien holder or mortgagee, obtains a court ordered termination of the borrowers or mortgagors equitable right of redemption. This simply means that the real estate or property is possessed by the lender from the mortgagor.

There are numerous types of foreclosures and [...]]]></description>
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		<title>Equitable Mortgage Basics</title>
		<link>http://mortgage-explained.com/equitable-mortgage/equitable-mortgage-basics/</link>
		<comments>http://mortgage-explained.com/equitable-mortgage/equitable-mortgage-basics/#comments</comments>
		<pubDate>Tue, 19 Jan 2010 16:14:50 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Equitable Mortgage]]></category>
		<category><![CDATA[mortgages]]></category>

		<guid isPermaLink="false">http://mortgage-explained.com/?p=82</guid>
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An equitable mortgage is one which does not meet the criteria of a legal mortgage but are considered mortgages under equity. There are numerous situations that can lead to an equitable mortgage. As of 1961 the English court of law required the consent of the court before such mortgage could be put into effect.

When the [...]]]></description>
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		<title>What Is A Location Efficient Mortgage?</title>
		<link>http://mortgage-explained.com/general/what-is-a-location-efficient-mortgage/</link>
		<comments>http://mortgage-explained.com/general/what-is-a-location-efficient-mortgage/#comments</comments>
		<pubDate>Mon, 18 Jan 2010 14:28:46 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[LEM]]></category>
		<category><![CDATA[location efficient mortgage]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[mortgages]]></category>

		<guid isPermaLink="false">http://mortgage-explained.com/?p=74</guid>
		<description><![CDATA[
A location efficient mortgage or LEM is one which is given to people living in a particular location. The condition being that the location should be such that people are able to access very low-priced transportation. The money saved due to reduction in everyday expenditure towards transport can then be channeled towards buying more expensive [...]]]></description>
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		<title>Types Of Mortgages</title>
		<link>http://mortgage-explained.com/general/types-of-mortgages/</link>
		<comments>http://mortgage-explained.com/general/types-of-mortgages/#comments</comments>
		<pubDate>Thu, 14 Jan 2010 18:50:18 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[mortgage types]]></category>
		<category><![CDATA[mortgages]]></category>
		<category><![CDATA[types]]></category>
		<category><![CDATA[Types Of Mortgages]]></category>

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There are numerous types of mortgage loans available in the market and the plethora of choices can confuse a prospective borrower. Mortgages can be categorized according to their length, interest rates, and the amount that is involved. However there are two basic types of mortgages; fixed interest rate mortgages and variable interest rate mortgage. On [...]]]></description>
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