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	<title>Mortgage Explained &#187; mortgage</title>
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	<link>http://mortgage-explained.com</link>
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			<item>
		<title>Mortgage Repossession Vs Foreclosure</title>
		<link>http://mortgage-explained.com/general/mortgage-repossession-vs-foreclosure/</link>
		<comments>http://mortgage-explained.com/general/mortgage-repossession-vs-foreclosure/#comments</comments>
		<pubDate>Wed, 26 May 2010 20:18:10 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[default]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[mortgage reposession]]></category>
		<category><![CDATA[Mortgage Repossession Vs Foreclosure]]></category>

		<guid isPermaLink="false">http://mortgage-explained.com/?p=211</guid>
		<description><![CDATA[
Mortgage repossession, in the UK, is the repossession of a dwelling or home by a mortgagee due to default on the part of the mortgagor. The procedure of Mortgage repossession usually entails an order of possession in the courts and then an eviction notice. Once the mortgagee has obtained the home then it can be [...]]]></description>
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		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Mortgage Electronic Registration Systems</title>
		<link>http://mortgage-explained.com/general/mortgage-electronic-registration-systems/</link>
		<comments>http://mortgage-explained.com/general/mortgage-electronic-registration-systems/#comments</comments>
		<pubDate>Wed, 26 May 2010 20:12:08 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[MERS]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[Mortgage Electronic Registration Systems]]></category>
		<category><![CDATA[mortgage electronics]]></category>
		<category><![CDATA[mortgage registration system]]></category>

		<guid isPermaLink="false">http://mortgage-explained.com/?p=207</guid>
		<description><![CDATA[
Mortgage Electronic Registration Systems (MERS) is a privately held company and is designed to track servicing rights as well as ownership of mortgage loans in the United States. The entity serves as the mortgagee of records for loan servicers, lenders, and investors in the county land records. MERS claims that it helps in eliminating the [...]]]></description>
		<wfw:commentRss>http://mortgage-explained.com/general/mortgage-electronic-registration-systems/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Mortgage Acceleration Clause</title>
		<link>http://mortgage-explained.com/basics/mortgage-acceleration-clause/</link>
		<comments>http://mortgage-explained.com/basics/mortgage-acceleration-clause/#comments</comments>
		<pubDate>Wed, 26 May 2010 20:04:08 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Basics]]></category>
		<category><![CDATA[acceleration clause]]></category>
		<category><![CDATA[foreclosures]]></category>
		<category><![CDATA[lenders rights]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[mortgage acceleration clause]]></category>

		<guid isPermaLink="false">http://mortgage-explained.com/?p=204</guid>
		<description><![CDATA[
An acceleration clause allows the lender to immediately call the loan due and payable in certain events. These events can range from selling the property to another person without paying the balance to the lender to making major changes to the property without informing or notifying the lender. These types of clauses are usually found [...]]]></description>
		<wfw:commentRss>http://mortgage-explained.com/basics/mortgage-acceleration-clause/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Mortgage Foundation: The Largest Mortgage Lender</title>
		<link>http://mortgage-explained.com/general/mortgage-foundation-the-largest-mortgage-lender/</link>
		<comments>http://mortgage-explained.com/general/mortgage-foundation-the-largest-mortgage-lender/#comments</comments>
		<pubDate>Wed, 26 May 2010 19:58:22 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[largest mortgage lender]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[Mortgage Foundation]]></category>
		<category><![CDATA[mortgage lender. MF]]></category>
		<category><![CDATA[mortgage lending]]></category>

		<guid isPermaLink="false">http://mortgage-explained.com/?p=201</guid>
		<description><![CDATA[
Mortgage Foundation which is also abbreviated to MF is the largest mortgage lender in the United States. Located in downtown, Ft. Lauderdale, Florida, the activities of this private entity include retail banking, insurance services, business banking, consumer lending, consumer investment services, business lending, and credit card services. Mortgage Foundation has more than a thousand offices [...]]]></description>
		<wfw:commentRss>http://mortgage-explained.com/general/mortgage-foundation-the-largest-mortgage-lender/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Mortgage Banks: An Overview</title>
		<link>http://mortgage-explained.com/general/mortgage-banks-an-overview/</link>
		<comments>http://mortgage-explained.com/general/mortgage-banks-an-overview/#comments</comments>
		<pubDate>Tue, 25 May 2010 00:02:05 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[Mortgage Banks]]></category>
		<category><![CDATA[mortgage basics]]></category>
		<category><![CDATA[mortgage lenders]]></category>

		<guid isPermaLink="false">http://mortgage-explained.com/?p=198</guid>
		<description><![CDATA[
A mortgage bank is one which specializes in originating and/or servicing mortgage loans. This state-licensed entity is different from a mortgage broker, in that, it forwards the loans from its own capital. A mortgage broker, on the other hand, sells mortgages; however on behalf of some business entity or bank.

A mortgage loan is originated by [...]]]></description>
		<wfw:commentRss>http://mortgage-explained.com/general/mortgage-banks-an-overview/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What is a Debt Service Coverage Ratio?</title>
		<link>http://mortgage-explained.com/basics/what-is-a-debt-service-coverage-ratio/</link>
		<comments>http://mortgage-explained.com/basics/what-is-a-debt-service-coverage-ratio/#comments</comments>
		<pubDate>Fri, 30 Apr 2010 18:53:24 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Basics]]></category>
		<category><![CDATA[Debt service coverage ratio]]></category>
		<category><![CDATA[DSCR]]></category>
		<category><![CDATA[mortgage]]></category>

		<guid isPermaLink="false">http://mortgage-explained.com/?p=191</guid>
		<description><![CDATA[
The debt service coverage ratio (DSCR) is the ratio of cash on hand for debt servicing to interest, principal as well as lease payments. It is an accepted yardstick utilized in the measurement of an entity&#8217;s (person or corporation) capability to make sufficient cash to cover its liability (together with lease) payments. The higher this [...]]]></description>
		<wfw:commentRss>http://mortgage-explained.com/basics/what-is-a-debt-service-coverage-ratio/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Asset Based Lending: Utilizing Equity</title>
		<link>http://mortgage-explained.com/general/asset-based-lending-utilizing-equity/</link>
		<comments>http://mortgage-explained.com/general/asset-based-lending-utilizing-equity/#comments</comments>
		<pubDate>Tue, 02 Feb 2010 17:22:04 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[asset backed lending]]></category>
		<category><![CDATA[asset based lending]]></category>
		<category><![CDATA[mortgage]]></category>

		<guid isPermaLink="false">http://mortgage-explained.com/?p=167</guid>
		<description><![CDATA[
Asset based lending is simply the taking out of a loan where the collateral is an asset and can be foreclosed or taken possession of by the lender if the borrower defaults on his or her payments. Although a mortgage is an example of asset based lending companies also take help of such loans as [...]]]></description>
		<wfw:commentRss>http://mortgage-explained.com/general/asset-based-lending-utilizing-equity/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Shared Appreciation Mortgage: Long Term Waste</title>
		<link>http://mortgage-explained.com/basics/shared-appreciation-mortgage-long-term-waste/</link>
		<comments>http://mortgage-explained.com/basics/shared-appreciation-mortgage-long-term-waste/#comments</comments>
		<pubDate>Tue, 02 Feb 2010 17:11:03 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Basics]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[SAM]]></category>
		<category><![CDATA[Shared appreciation mortgage]]></category>

		<guid isPermaLink="false">http://mortgage-explained.com/?p=161</guid>
		<description><![CDATA[
A shared appreciation mortgage (SAM) is one which is related to the appreciation of the property in a mortgage. This means that the lender will receive a part of the amount that has appreciated or increased over a specific period of time. There is a difference between such types of mortgages in the U.K and [...]]]></description>
		<wfw:commentRss>http://mortgage-explained.com/basics/shared-appreciation-mortgage-long-term-waste/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Closed-End Mortgages: The Downside</title>
		<link>http://mortgage-explained.com/general/closed-end-mortgages-the-downside/</link>
		<comments>http://mortgage-explained.com/general/closed-end-mortgages-the-downside/#comments</comments>
		<pubDate>Tue, 02 Feb 2010 17:05:51 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[closed end mortgages]]></category>
		<category><![CDATA[mortgage]]></category>

		<guid isPermaLink="false">http://mortgage-explained.com/?p=158</guid>
		<description><![CDATA[
Closed end mortgages are those that do not permit the mortgagor to make a pre-payment or pay off the loan in full before the maturity of the contract. Unlike open-end mortgages which allow the mortgagor or borrower to pay off the owed amount in full before maturity, closed end mortgages are not as flexible as [...]]]></description>
		<wfw:commentRss>http://mortgage-explained.com/general/closed-end-mortgages-the-downside/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Chapter 7 Bankruptcy</title>
		<link>http://mortgage-explained.com/basics/chapter-7-bankruptcy/</link>
		<comments>http://mortgage-explained.com/basics/chapter-7-bankruptcy/#comments</comments>
		<pubDate>Mon, 01 Feb 2010 18:10:08 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Basics]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[chapter 7]]></category>
		<category><![CDATA[chapter 7 bankruptcy]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[mortgage]]></category>

		<guid isPermaLink="false">http://mortgage-explained.com/?p=155</guid>
		<description><![CDATA[
In the United States chapter 7 bankruptcy is the most common among the various other types of bankruptcies available. This type of bankruptcy can be used by businesses as well as individuals which basically governs the process of liquidation. This feature of liquidation instead of reorganizing the debts sets chapter 7 bankruptcy apart from chapter [...]]]></description>
		<wfw:commentRss>http://mortgage-explained.com/basics/chapter-7-bankruptcy/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What Are Mortgage Calculators?</title>
		<link>http://mortgage-explained.com/basics/what-are-mortgage-calculators/</link>
		<comments>http://mortgage-explained.com/basics/what-are-mortgage-calculators/#comments</comments>
		<pubDate>Mon, 01 Feb 2010 18:04:59 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Basics]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[mortgage assessment]]></category>
		<category><![CDATA[mortgage calculators]]></category>
		<category><![CDATA[mortgage value]]></category>

		<guid isPermaLink="false">http://mortgage-explained.com/?p=152</guid>
		<description><![CDATA[
Mortgage calculators are used in determining the amount of mortgage or property that a person can afford. These calculators can also be used for comparing costs of several different loans and to calculate the impact of monthly or bi-weekly payments on the length of the mortgage. There are many variables that are taken into account [...]]]></description>
		<wfw:commentRss>http://mortgage-explained.com/basics/what-are-mortgage-calculators/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Chapter 13 Bankruptcy</title>
		<link>http://mortgage-explained.com/general/chapter-13-bankruptcy/</link>
		<comments>http://mortgage-explained.com/general/chapter-13-bankruptcy/#comments</comments>
		<pubDate>Mon, 01 Feb 2010 17:57:37 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[chapter 13]]></category>
		<category><![CDATA[foreclosures]]></category>
		<category><![CDATA[mortgage]]></category>

		<guid isPermaLink="false">http://mortgage-explained.com/?p=149</guid>
		<description><![CDATA[
Chapter 13, Title 11, United States Code or simply referred to as chapter 13 is a type of bankruptcy that helps in reorganizing the debt. This differs from chapter 7 in that it does not discharge some of the debts which is usually the case with a chapter 7 bankruptcy. Chapter 13 can be voluntary [...]]]></description>
		<wfw:commentRss>http://mortgage-explained.com/general/chapter-13-bankruptcy/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Endowment Mortgage: The Dinosaur</title>
		<link>http://mortgage-explained.com/general/endowment-mortgage-the-dinosaur/</link>
		<comments>http://mortgage-explained.com/general/endowment-mortgage-the-dinosaur/#comments</comments>
		<pubDate>Wed, 27 Jan 2010 17:56:55 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[endowment]]></category>
		<category><![CDATA[Endowment Mortgage]]></category>
		<category><![CDATA[mortgage]]></category>

		<guid isPermaLink="false">http://mortgage-explained.com/?p=134</guid>
		<description><![CDATA[
As the name itself suggests an endowment mortgage is one in which an endowment policy is taken out with the mortgage so that when the endowment policy matures, the outstanding mortgage amount can be repaid. Such types of mortgages are interest only mortgages which means that the mortgagor has to pay only the interest towards [...]]]></description>
		<wfw:commentRss>http://mortgage-explained.com/general/endowment-mortgage-the-dinosaur/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Fannie Mae: Misconceptions and Reality</title>
		<link>http://mortgage-explained.com/general/fannie-mae-misconceptions-and-reality/</link>
		<comments>http://mortgage-explained.com/general/fannie-mae-misconceptions-and-reality/#comments</comments>
		<pubDate>Wed, 27 Jan 2010 17:47:12 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[Fannie Mae]]></category>
		<category><![CDATA[Federal national mortgage association]]></category>
		<category><![CDATA[FNMA]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[mortgage association]]></category>

		<guid isPermaLink="false">http://mortgage-explained.com/?p=128</guid>
		<description><![CDATA[
The Federal National Mortgage Association which is also abbreviated as Fannie Mae is a stockholder-owned corporation which was chartered by the United States Congress in 1968 as a government sponsored enterprise (GSE). However this association was founded in 1938 during the great depression to meet the needs of millions who were rendered homeless.

The primary aim [...]]]></description>
		<wfw:commentRss>http://mortgage-explained.com/general/fannie-mae-misconceptions-and-reality/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Ginnie Mae: Boon Or Bane?</title>
		<link>http://mortgage-explained.com/basics/ginnie-mae-boon-or-bane/</link>
		<comments>http://mortgage-explained.com/basics/ginnie-mae-boon-or-bane/#comments</comments>
		<pubDate>Wed, 27 Jan 2010 17:42:39 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Basics]]></category>
		<category><![CDATA[Ginnie Mae]]></category>
		<category><![CDATA[GNMA]]></category>
		<category><![CDATA[government national mortgage association]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[mortgage association]]></category>
		<category><![CDATA[secondary mortgage market]]></category>

		<guid isPermaLink="false">http://mortgage-explained.com/?p=125</guid>
		<description><![CDATA[
Ginnie Mae is an acronym for the Government National Mortgage Association which is a government owned corporation. It came into existence when the Federal national association was split into two parts and one was Fannie Mae which was a private enterprise and the other was Ginnie Mae. It comes under the Department of Housing and [...]]]></description>
		<wfw:commentRss>http://mortgage-explained.com/basics/ginnie-mae-boon-or-bane/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The Process Of Foreclosure</title>
		<link>http://mortgage-explained.com/basics/the-process-of-foreclosure/</link>
		<comments>http://mortgage-explained.com/basics/the-process-of-foreclosure/#comments</comments>
		<pubDate>Wed, 27 Jan 2010 17:36:47 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Basics]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[mortgage default]]></category>
		<category><![CDATA[The Process Of Foreclosure]]></category>

		<guid isPermaLink="false">http://mortgage-explained.com/?p=122</guid>
		<description><![CDATA[
The process of foreclosure can be slow or it can be rapid. It completely depends on the state and the type of foreclosure that is being enforced. In the United States there are two basic types of foreclosures; a strict foreclosure or a deed in lieu of foreclosure gives rise to a deed that is [...]]]></description>
		<wfw:commentRss>http://mortgage-explained.com/basics/the-process-of-foreclosure/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Loss Mitigation : Stalling Foreclosures</title>
		<link>http://mortgage-explained.com/general/loss-mitigation-stalling-foreclosures/</link>
		<comments>http://mortgage-explained.com/general/loss-mitigation-stalling-foreclosures/#comments</comments>
		<pubDate>Wed, 27 Jan 2010 17:32:07 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[loss mitigation]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[stalling foreclosure]]></category>

		<guid isPermaLink="false">http://mortgage-explained.com/?p=119</guid>
		<description><![CDATA[
As the name itself suggests loss mitigation is the reduction of losses due to foreclosure and a way to avoid foreclosure. Loss mitigation is usually done by a third party which is a part of a financial institution or a bank. Such companies negotiate with the lender and all the parties to the contract avoid [...]]]></description>
		<wfw:commentRss>http://mortgage-explained.com/general/loss-mitigation-stalling-foreclosures/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Forbearance: A Temporary Option</title>
		<link>http://mortgage-explained.com/basics/forbearance-a-temporary-option/</link>
		<comments>http://mortgage-explained.com/basics/forbearance-a-temporary-option/#comments</comments>
		<pubDate>Tue, 26 Jan 2010 18:55:47 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Basics]]></category>
		<category><![CDATA[Forbearance]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[mortgage forbearance]]></category>

		<guid isPermaLink="false">http://mortgage-explained.com/?p=101</guid>
		<description><![CDATA[
Mortgagors now and then have troubles making payments. This might cause the mortgagee to initiate the foreclosure procedure. To keep away from foreclosure, the mortgagee and the mortgagor can create a contract called “forbearance”. According to this contract, the mortgagee postpones his right to carry out foreclosure if the mortgagor can come up to to [...]]]></description>
		<wfw:commentRss>http://mortgage-explained.com/basics/forbearance-a-temporary-option/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Mortgage Broker: Tasks And Responsibilities</title>
		<link>http://mortgage-explained.com/basics/mortgage-broker-tasks-and-responsibilities/</link>
		<comments>http://mortgage-explained.com/basics/mortgage-broker-tasks-and-responsibilities/#comments</comments>
		<pubDate>Tue, 26 Jan 2010 18:49:58 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Basics]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[mortgage agents]]></category>
		<category><![CDATA[mortgage brokers]]></category>
		<category><![CDATA[mortgage intermediaries]]></category>

		<guid isPermaLink="false">http://mortgage-explained.com/?p=97</guid>
		<description><![CDATA[
A mortgage broker is a person or an entity that acts as an intermediary between the mortgagee and the mortgagor. Historically lenders and banks used to directly offer their mortgage products to consumers or borrowers. However as markets have grown competitive, so has the role of the mortgage broker. This is because a broker can [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The Sub-prime Mortgage Crisis: A Vicious Cycle</title>
		<link>http://mortgage-explained.com/general/the-sub-prime-mortgage-crisis-a-vicious-cycle/</link>
		<comments>http://mortgage-explained.com/general/the-sub-prime-mortgage-crisis-a-vicious-cycle/#comments</comments>
		<pubDate>Mon, 25 Jan 2010 09:56:01 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[mortgage crisis]]></category>
		<category><![CDATA[sub prime lending]]></category>
		<category><![CDATA[The Sub prime Mortgage Crisis]]></category>

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The subprime mortgage crisis is an ongoing real estate crisis and fiscal crisis triggered by a spectacular increase in mortgage delinquencies and foreclosures in the United States, with major unfavorable repercussions for banks and monetary markets around the world. The crisis, which has its line in the closing years of the 20th century, became obvious [...]]]></description>
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