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	<title>Mortgage Explained &#187; General</title>
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	<link>http://mortgage-explained.com</link>
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			<item>
		<title>Mortgage Repossession Vs Foreclosure</title>
		<link>http://mortgage-explained.com/general/mortgage-repossession-vs-foreclosure/</link>
		<comments>http://mortgage-explained.com/general/mortgage-repossession-vs-foreclosure/#comments</comments>
		<pubDate>Wed, 26 May 2010 20:18:10 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[default]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[mortgage reposession]]></category>
		<category><![CDATA[Mortgage Repossession Vs Foreclosure]]></category>

		<guid isPermaLink="false">http://mortgage-explained.com/?p=211</guid>
		<description><![CDATA[
Mortgage repossession, in the UK, is the repossession of a dwelling or home by a mortgagee due to default on the part of the mortgagor. The procedure of Mortgage repossession usually entails an order of possession in the courts and then an eviction notice. Once the mortgagee has obtained the home then it can be [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Mortgage Electronic Registration Systems</title>
		<link>http://mortgage-explained.com/general/mortgage-electronic-registration-systems/</link>
		<comments>http://mortgage-explained.com/general/mortgage-electronic-registration-systems/#comments</comments>
		<pubDate>Wed, 26 May 2010 20:12:08 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[MERS]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[Mortgage Electronic Registration Systems]]></category>
		<category><![CDATA[mortgage electronics]]></category>
		<category><![CDATA[mortgage registration system]]></category>

		<guid isPermaLink="false">http://mortgage-explained.com/?p=207</guid>
		<description><![CDATA[
Mortgage Electronic Registration Systems (MERS) is a privately held company and is designed to track servicing rights as well as ownership of mortgage loans in the United States. The entity serves as the mortgagee of records for loan servicers, lenders, and investors in the county land records. MERS claims that it helps in eliminating the [...]]]></description>
		<wfw:commentRss>http://mortgage-explained.com/general/mortgage-electronic-registration-systems/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Mortgage Foundation: The Largest Mortgage Lender</title>
		<link>http://mortgage-explained.com/general/mortgage-foundation-the-largest-mortgage-lender/</link>
		<comments>http://mortgage-explained.com/general/mortgage-foundation-the-largest-mortgage-lender/#comments</comments>
		<pubDate>Wed, 26 May 2010 19:58:22 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[largest mortgage lender]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[Mortgage Foundation]]></category>
		<category><![CDATA[mortgage lender. MF]]></category>
		<category><![CDATA[mortgage lending]]></category>

		<guid isPermaLink="false">http://mortgage-explained.com/?p=201</guid>
		<description><![CDATA[
Mortgage Foundation which is also abbreviated to MF is the largest mortgage lender in the United States. Located in downtown, Ft. Lauderdale, Florida, the activities of this private entity include retail banking, insurance services, business banking, consumer lending, consumer investment services, business lending, and credit card services. Mortgage Foundation has more than a thousand offices [...]]]></description>
		<wfw:commentRss>http://mortgage-explained.com/general/mortgage-foundation-the-largest-mortgage-lender/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Mortgage Banks: An Overview</title>
		<link>http://mortgage-explained.com/general/mortgage-banks-an-overview/</link>
		<comments>http://mortgage-explained.com/general/mortgage-banks-an-overview/#comments</comments>
		<pubDate>Tue, 25 May 2010 00:02:05 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[Mortgage Banks]]></category>
		<category><![CDATA[mortgage basics]]></category>
		<category><![CDATA[mortgage lenders]]></category>

		<guid isPermaLink="false">http://mortgage-explained.com/?p=198</guid>
		<description><![CDATA[
A mortgage bank is one which specializes in originating and/or servicing mortgage loans. This state-licensed entity is different from a mortgage broker, in that, it forwards the loans from its own capital. A mortgage broker, on the other hand, sells mortgages; however on behalf of some business entity or bank.

A mortgage loan is originated by [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Commercial Mortgage Backed Securities</title>
		<link>http://mortgage-explained.com/general/commercial-mortgage-backed-securities/</link>
		<comments>http://mortgage-explained.com/general/commercial-mortgage-backed-securities/#comments</comments>
		<pubDate>Mon, 24 May 2010 23:56:06 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[CMBS]]></category>
		<category><![CDATA[commercial mortgage]]></category>
		<category><![CDATA[Commercial Mortgage Backed Securities]]></category>
		<category><![CDATA[mortgage backed security]]></category>
		<category><![CDATA[mortgage instruments]]></category>

		<guid isPermaLink="false">http://mortgage-explained.com/?p=194</guid>
		<description><![CDATA[
Commercial Mortgage Backed Securities (CMBS) are a type of mortgage backed securities that are backed by commercial rather than residential real estate. Mortgage backed securities are nothing but asset backed securities that are pooled and converted into bonds. This leads not only to a good investment strategy but also frees up capital for the issuer [...]]]></description>
		<wfw:commentRss>http://mortgage-explained.com/general/commercial-mortgage-backed-securities/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>United Kingdom Property Bubble: An Overview</title>
		<link>http://mortgage-explained.com/general/united-kingdom-property-bubble-an-overview/</link>
		<comments>http://mortgage-explained.com/general/united-kingdom-property-bubble-an-overview/#comments</comments>
		<pubDate>Fri, 30 Apr 2010 18:46:58 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[british housing bubble]]></category>
		<category><![CDATA[housing bubble]]></category>
		<category><![CDATA[UK housing bubble]]></category>
		<category><![CDATA[United Kingdom Property Bubble]]></category>

		<guid isPermaLink="false">http://mortgage-explained.com/?p=188</guid>
		<description><![CDATA[
United Kingdom is the only country among other developed countries and especially among Eurozone nations where homes are costlier than ever. There are some features of the UK bubble that sets it apart from the housing bubbles of other developed countries. The first difference is that the price boom in the real estate market started [...]]]></description>
		<wfw:commentRss>http://mortgage-explained.com/general/united-kingdom-property-bubble-an-overview/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>United States Department of Housing and Urban Development</title>
		<link>http://mortgage-explained.com/general/united-states-department-of-housing-and-urban-development/</link>
		<comments>http://mortgage-explained.com/general/united-states-department-of-housing-and-urban-development/#comments</comments>
		<pubDate>Wed, 28 Apr 2010 13:09:46 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[housing]]></category>
		<category><![CDATA[HUD]]></category>
		<category><![CDATA[mortgages]]></category>
		<category><![CDATA[United States Department of Housing and Urban Development]]></category>

		<guid isPermaLink="false">http://mortgage-explained.com/?p=185</guid>
		<description><![CDATA[
The United States Department of Housing and Urban development is a cabinet department in the executive branch of the United States Federal government and is also abbreviated to HUD. Founded in 1965, the department was part of the “Great Society” program of President Lyndon Johnson and aimed to develop and execute policies on housing and [...]]]></description>
		<wfw:commentRss>http://mortgage-explained.com/general/united-states-department-of-housing-and-urban-development/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Asset Based Lending: Utilizing Equity</title>
		<link>http://mortgage-explained.com/general/asset-based-lending-utilizing-equity/</link>
		<comments>http://mortgage-explained.com/general/asset-based-lending-utilizing-equity/#comments</comments>
		<pubDate>Tue, 02 Feb 2010 17:22:04 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[asset backed lending]]></category>
		<category><![CDATA[asset based lending]]></category>
		<category><![CDATA[mortgage]]></category>

		<guid isPermaLink="false">http://mortgage-explained.com/?p=167</guid>
		<description><![CDATA[
Asset based lending is simply the taking out of a loan where the collateral is an asset and can be foreclosed or taken possession of by the lender if the borrower defaults on his or her payments. Although a mortgage is an example of asset based lending companies also take help of such loans as [...]]]></description>
		<wfw:commentRss>http://mortgage-explained.com/general/asset-based-lending-utilizing-equity/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Closed-End Mortgages: The Downside</title>
		<link>http://mortgage-explained.com/general/closed-end-mortgages-the-downside/</link>
		<comments>http://mortgage-explained.com/general/closed-end-mortgages-the-downside/#comments</comments>
		<pubDate>Tue, 02 Feb 2010 17:05:51 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[closed end mortgages]]></category>
		<category><![CDATA[mortgage]]></category>

		<guid isPermaLink="false">http://mortgage-explained.com/?p=158</guid>
		<description><![CDATA[
Closed end mortgages are those that do not permit the mortgagor to make a pre-payment or pay off the loan in full before the maturity of the contract. Unlike open-end mortgages which allow the mortgagor or borrower to pay off the owed amount in full before maturity, closed end mortgages are not as flexible as [...]]]></description>
		<wfw:commentRss>http://mortgage-explained.com/general/closed-end-mortgages-the-downside/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Chapter 13 Bankruptcy</title>
		<link>http://mortgage-explained.com/general/chapter-13-bankruptcy/</link>
		<comments>http://mortgage-explained.com/general/chapter-13-bankruptcy/#comments</comments>
		<pubDate>Mon, 01 Feb 2010 17:57:37 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[chapter 13]]></category>
		<category><![CDATA[foreclosures]]></category>
		<category><![CDATA[mortgage]]></category>

		<guid isPermaLink="false">http://mortgage-explained.com/?p=149</guid>
		<description><![CDATA[
Chapter 13, Title 11, United States Code or simply referred to as chapter 13 is a type of bankruptcy that helps in reorganizing the debt. This differs from chapter 7 in that it does not discharge some of the debts which is usually the case with a chapter 7 bankruptcy. Chapter 13 can be voluntary [...]]]></description>
		<wfw:commentRss>http://mortgage-explained.com/general/chapter-13-bankruptcy/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Home Mortgage Disclosure Act, 1975</title>
		<link>http://mortgage-explained.com/general/home-mortgage-disclosure-act-1975/</link>
		<comments>http://mortgage-explained.com/general/home-mortgage-disclosure-act-1975/#comments</comments>
		<pubDate>Mon, 01 Feb 2010 17:43:45 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[HMDA]]></category>
		<category><![CDATA[home mortgage disclosure act]]></category>
		<category><![CDATA[law]]></category>
		<category><![CDATA[mortgage law]]></category>

		<guid isPermaLink="false">http://mortgage-explained.com/?p=146</guid>
		<description><![CDATA[
The Home Mortgage Disclosure Act (HMDA) was passed in 1975 in order to mitigate discriminatory practices in the mortgage market based on gender or race. Furthermore, this act also helps in stemming the trend of redlining in which certain geographical locations are discriminated against because of being a low income neighborhood or for ethnic or [...]]]></description>
		<wfw:commentRss>http://mortgage-explained.com/general/home-mortgage-disclosure-act-1975/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Endowment Mortgage: The Dinosaur</title>
		<link>http://mortgage-explained.com/general/endowment-mortgage-the-dinosaur/</link>
		<comments>http://mortgage-explained.com/general/endowment-mortgage-the-dinosaur/#comments</comments>
		<pubDate>Wed, 27 Jan 2010 17:56:55 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[endowment]]></category>
		<category><![CDATA[Endowment Mortgage]]></category>
		<category><![CDATA[mortgage]]></category>

		<guid isPermaLink="false">http://mortgage-explained.com/?p=134</guid>
		<description><![CDATA[
As the name itself suggests an endowment mortgage is one in which an endowment policy is taken out with the mortgage so that when the endowment policy matures, the outstanding mortgage amount can be repaid. Such types of mortgages are interest only mortgages which means that the mortgagor has to pay only the interest towards [...]]]></description>
		<wfw:commentRss>http://mortgage-explained.com/general/endowment-mortgage-the-dinosaur/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Freddie Mac: Need and Greed</title>
		<link>http://mortgage-explained.com/general/freddie-mac-need-and-greed/</link>
		<comments>http://mortgage-explained.com/general/freddie-mac-need-and-greed/#comments</comments>
		<pubDate>Wed, 27 Jan 2010 17:53:01 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[federal home loan Mortgage corporation]]></category>
		<category><![CDATA[FHLM]]></category>
		<category><![CDATA[freddie mac]]></category>
		<category><![CDATA[mortgages]]></category>

		<guid isPermaLink="false">http://mortgage-explained.com/?p=131</guid>
		<description><![CDATA[
The Federal Home Loan Mortgage Corporation or Freddie Mac as it is called is a government backed enterprise in the United States. The main function of Freddie Mac is to deal in the secondary mortgage market by offering mortgage backed securities to investors in the open market. Freddie Mac allows an increase in the supply [...]]]></description>
		<wfw:commentRss>http://mortgage-explained.com/general/freddie-mac-need-and-greed/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Fannie Mae: Misconceptions and Reality</title>
		<link>http://mortgage-explained.com/general/fannie-mae-misconceptions-and-reality/</link>
		<comments>http://mortgage-explained.com/general/fannie-mae-misconceptions-and-reality/#comments</comments>
		<pubDate>Wed, 27 Jan 2010 17:47:12 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[Fannie Mae]]></category>
		<category><![CDATA[Federal national mortgage association]]></category>
		<category><![CDATA[FNMA]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[mortgage association]]></category>

		<guid isPermaLink="false">http://mortgage-explained.com/?p=128</guid>
		<description><![CDATA[
The Federal National Mortgage Association which is also abbreviated as Fannie Mae is a stockholder-owned corporation which was chartered by the United States Congress in 1968 as a government sponsored enterprise (GSE). However this association was founded in 1938 during the great depression to meet the needs of millions who were rendered homeless.

The primary aim [...]]]></description>
		<wfw:commentRss>http://mortgage-explained.com/general/fannie-mae-misconceptions-and-reality/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Loss Mitigation : Stalling Foreclosures</title>
		<link>http://mortgage-explained.com/general/loss-mitigation-stalling-foreclosures/</link>
		<comments>http://mortgage-explained.com/general/loss-mitigation-stalling-foreclosures/#comments</comments>
		<pubDate>Wed, 27 Jan 2010 17:32:07 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[loss mitigation]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[stalling foreclosure]]></category>

		<guid isPermaLink="false">http://mortgage-explained.com/?p=119</guid>
		<description><![CDATA[
As the name itself suggests loss mitigation is the reduction of losses due to foreclosure and a way to avoid foreclosure. Loss mitigation is usually done by a third party which is a part of a financial institution or a bank. Such companies negotiate with the lender and all the parties to the contract avoid [...]]]></description>
		<wfw:commentRss>http://mortgage-explained.com/general/loss-mitigation-stalling-foreclosures/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The United States Housing Bubble: An Overview</title>
		<link>http://mortgage-explained.com/general/the-united-states-housing-bubble-an-overview/</link>
		<comments>http://mortgage-explained.com/general/the-united-states-housing-bubble-an-overview/#comments</comments>
		<pubDate>Tue, 26 Jan 2010 19:04:34 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[housing bubble]]></category>
		<category><![CDATA[mortgage bubble]]></category>
		<category><![CDATA[The United States Housing Bubble]]></category>

		<guid isPermaLink="false">http://mortgage-explained.com/?p=104</guid>
		<description><![CDATA[
The United States housing bubble was an economic bubble that affected many parts the United States including Colorado, Nevada, Arizona, Florida, Oregon, Michigan and the southwest markets. The prices of homes started to rise and peaked in the year 2005, started to drop in 2006 and are still declining.

The increase in foreclosure rates in the [...]]]></description>
		<wfw:commentRss>http://mortgage-explained.com/general/the-united-states-housing-bubble-an-overview/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The Sub-prime Mortgage Crisis: A Vicious Cycle</title>
		<link>http://mortgage-explained.com/general/the-sub-prime-mortgage-crisis-a-vicious-cycle/</link>
		<comments>http://mortgage-explained.com/general/the-sub-prime-mortgage-crisis-a-vicious-cycle/#comments</comments>
		<pubDate>Mon, 25 Jan 2010 09:56:01 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[mortgage crisis]]></category>
		<category><![CDATA[sub prime lending]]></category>
		<category><![CDATA[The Sub prime Mortgage Crisis]]></category>

		<guid isPermaLink="false">http://mortgage-explained.com/?p=92</guid>
		<description><![CDATA[
The subprime mortgage crisis is an ongoing real estate crisis and fiscal crisis triggered by a spectacular increase in mortgage delinquencies and foreclosures in the United States, with major unfavorable repercussions for banks and monetary markets around the world. The crisis, which has its line in the closing years of the 20th century, became obvious [...]]]></description>
		<wfw:commentRss>http://mortgage-explained.com/general/the-sub-prime-mortgage-crisis-a-vicious-cycle/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What Is Foreign Currency Mortgage?</title>
		<link>http://mortgage-explained.com/general/what-is-foreign-currency-mortgage/</link>
		<comments>http://mortgage-explained.com/general/what-is-foreign-currency-mortgage/#comments</comments>
		<pubDate>Tue, 19 Jan 2010 16:11:12 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[Foreign Currency Mortgage]]></category>
		<category><![CDATA[mortgage]]></category>

		<guid isPermaLink="false">http://mortgage-explained.com/?p=79</guid>
		<description><![CDATA[
A foreign currency mortgage is one which is repayable in a currency excluding the currency of the nation in which the mortgagor or the borrower is an inhabitant. Foreign currency mortgages can be employed in order to pay for both personal mortgages and commercial mortgages.

The interest rate charged on a foreign currency mortgage is based [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What Is A Location Efficient Mortgage?</title>
		<link>http://mortgage-explained.com/general/what-is-a-location-efficient-mortgage/</link>
		<comments>http://mortgage-explained.com/general/what-is-a-location-efficient-mortgage/#comments</comments>
		<pubDate>Mon, 18 Jan 2010 14:28:46 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[LEM]]></category>
		<category><![CDATA[location efficient mortgage]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[mortgages]]></category>

		<guid isPermaLink="false">http://mortgage-explained.com/?p=74</guid>
		<description><![CDATA[
A location efficient mortgage or LEM is one which is given to people living in a particular location. The condition being that the location should be such that people are able to access very low-priced transportation. The money saved due to reduction in everyday expenditure towards transport can then be channeled towards buying more expensive [...]]]></description>
		<wfw:commentRss>http://mortgage-explained.com/general/what-is-a-location-efficient-mortgage/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Types Of Mortgages</title>
		<link>http://mortgage-explained.com/general/types-of-mortgages/</link>
		<comments>http://mortgage-explained.com/general/types-of-mortgages/#comments</comments>
		<pubDate>Thu, 14 Jan 2010 18:50:18 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[mortgage types]]></category>
		<category><![CDATA[mortgages]]></category>
		<category><![CDATA[types]]></category>
		<category><![CDATA[Types Of Mortgages]]></category>

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There are numerous types of mortgage loans available in the market and the plethora of choices can confuse a prospective borrower. Mortgages can be categorized according to their length, interest rates, and the amount that is involved. However there are two basic types of mortgages; fixed interest rate mortgages and variable interest rate mortgage. On [...]]]></description>
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